Pearls of Wisdom:
-You know it's a bad day when you put your bra on backwards and it fits better. - Unknown

Today began with my brother stomping around the house and shouting because he lost his keys. What a way to wake up, eh?

Then, I found out that, even though I carefully tracked my expenses since payday on Friday, I have successfully bounced two automatic payments. It's 2 weeks till next payday, my bank will begin to charge me extra fees in about 7 days, and I have no way to scrounge together the approx. $140 I need to clean up the mess. I spent several minutes bawling at this point.

I scrounged my house for some money (brother unit gave me $5 for looking for his keys which he did find) and I decided that negative balance be damned, I was having a crappy day and needed my "comfort food" down at my favourite restaurant. When I got there, I found out that they changed their menu and no longer serve my favourite comfort food. Nor do they have my favourite dessert. I left and cried as I walked down the street.

I'm back at home trying to figure out what to do. At least I have a full tank of gas. I have decided that I'm going to pull out all the tiki mugs and stuff that I purchased and they're going on eBay. Not happy about it but I don't have a place for it, don't have a place to store it, and I need the money. I set up a pay pal account and am in the process of verifying it. (I hope it'll work since my account is below zero.) I set up my profile and hope people will believe me when I tell them that I am experienced on eBay even though it looks like I've bought nothing ever. I now have to find a way to get a digital camera or something so I can take pictures of what I have.

I thought about the text books I have but all of those are so old now that they're beyond out of date. I'm donating those as I find them.

I am still wondering about selling my car. I HAVE to have one at least until December. There is no bus that goes up to the park. I can get most of the way there and ride my bike but that's all but suicide on that stretch of the road. Plus, riding bikes or walking in snow (esp. next to a very busy road with a 45mph limit) is not a good idea at all. I don't even know what the hell I can get for it. It's an SUV. One of the better ones but with the gas stuff the way it is, I wonder if I'm going to gt hit on the worth. I should be able to get about $8k for it at this point. (Emphasis on should.)

Still no hits on selling my shotgun. I need to look up what I have to do since I'm selling it privately. All I know is the no felony thing.

I've been tossing around selling my furniture for a while now. I suppose I should give my brother first dibs. However, he can't buy it outright with cash nor can he afford to give me a few months free rent. The furniture is in very good shape and I've sold through a resale place before. However, I won't get what I think I should get out of it. People will watch stuff there for a few months and let the price go down. I really don't want to get rid of my love seat and recliner. I can make myself part with the wicker/rattan chair. It'd hurt to get rid of my book shelves but I will. Okay, I take that back. I actually use my bookshelves. I can get rid of my desk. The most important function of it right now is as a fish tank holder. I don't even use it to do homework. I also have a little antique sheet music stand" (similar to the picture but without door) that I use as a sewing station right now. I don't have time to sit and sew anyway. I'd love to strip the ugly kelly green paint off of it first though. It might help me get more money from it. Kitchen table will hurt but I have another table I found that would function. (Also needs to be stripped and repainted or refinished.)

Anyway, all this blahblahblah aside, I'm thinking of whatever else I can sell. The key item though in all of this is the car. I was pretty much living within my means until I had to get a new car. I had good intentions for getting an SUV when I bought it, and it's definately been useful, but I need something that is much less expensive.

Heh...I just looked up some scooters for the hell of it. I actually found one that goes 60+ mph and gets 110+ mpg. $1200-ish. Not shabby. However, I have no place to keep one when the weather is bad. Doesn't say what the gas tank capacity is though. The highest I've seen is 2.9 gallons. Most are between 1.5 and 2 gallons. (Hawkie, I found one for you!)

HAH! We totally have a "scooting club"! Columbus Cutters Scooter Club. That's awesome! I'd so belong to that if I had one.

Sigh.....if only this, that, and something else.....

Okay, I've taken almost an hour to write this thing. I have laundry to do, a fish tank to clean, a cake to bake, and a nap to attempt. I hope your day is better than mine has been so far.

Amy

I hate Overdraft Fees.

It's like you go into Overdraft by $5, so the Bank dings you $25 in OD Fees, then another Check gets cashed, which at least the Bank honors, but then they ding you another $25 in OD Fees, and before you know it, you're over $100 in the Red, and the check you banked that you thought would cover the check you knew were being cashed isn't even enough to get you back out of hock.

I swear we paid our Bank a couple hundred dollars in OD Fees one week, all because of one Check that put us into OD, and before we could blink, the OD Fees sucked up all our Deposits, and more.