New Leaves

Phobias and Instincts

I've had a helluva day.

I usually try not to speak about finances on line, but I'm going for the gold.

Today I got pulled over on my way to work. The officer asks me if I have insurance. I have insurance.... I don't have my insurance card.

Insert panic. I can't even remember the number to my insurance company and the likelihood of an officer believing you when you say, "Yeah, I have insurance." Is not... likely. So, I open my trusty cell phone, to call information, and It's Madame Buffalo. The phone hadn't even rung.

"Now's not a good time Dusty, I'm getting pulled over."
She understands, I call Geico, I get all my info, Mr Officer understands. Yay.

"Do you know why I pulled you over?"

"No." Honestly, I drive very cautiously. I had no clue why I was being pulled over.

"Your plates are 2 months expired."

"But I just went to the BMV...."

for the Saturn... not for Isabelle.

Shit. My plates are in fact 2 months expired.

He lets me go on a warning to have it taken care of immediately.

I call off of work, go home, and try to collect myself. I am going to go out and get my stuff done, but I swear, nothing frazzles me more than the potential of having to shell out more money than I'm willing to part with. Even if it's for yarn. I just dislike spending money... And I hoard things..... You guys have absolutely no idea just how much lotion, shampoo, conditioner and soap, I have.

I think it's just from living paycheck to paycheck for so many years, that I feel that if I don't stock up, I won't have enough.

On top of all the fun, I had a horrible experience with my taxes. As in, I had to pay. I claimed 0. I should be getting a refund. Nope, I basically broke even. I paid the Fed Gov 150, and was refunded 150. But, then I had to pay 100 for H&R Block... who weren't very helpful at all.

I believe the problem occured with the question:

Have you had any medical bills last year?

I said, "You mean, like co pays and x-rays?"

"Yeah."

"Well, yeah, 300.00"

But what I failed to realize until I got home and sloshed it around my baffled brain... I wonder if Insurance premiums are deductible... I mean I've heard the term 'pre taxable income'... Dinno. Gonna call H&R block.

Now, I filed them on time, but that's been bothering me this long because it just seems impossible... not to mention crushing. I had things to buy with that refund.

Not to mention angry because my sister who doesn't work nearly as hard, has 2 kids that she relies upon assistance for, and just all around makes bad decisions... gets over 3000.00 refund. I just don't understand why this country pays people to be ignorant and unemployable.

Let's add that we have an unexpected expense of 750.00 that we just found out about this morning.

Let's add that we are missing 1 week of pay (each) in both April and May. That's 2 weeks pay, and another friggin bill. We are going to be late paying everything this month, and it sucks. It may interfere with going to the hippy retreat for Memorial Day. That will suck more.

It's times like this that I have to keep telling myself, " You've been in worse situations, and you've pulled through."

I called off of work, My head was done in.
I called Dusty back. She says, "Actually, I was calling because I had a feeling that something was wrong with someone."

Excellent intuition Madame Bflo. Excellent that you listened to them.

Now, I'm gonna try and pick myself up off of the floor and get my tags renewed, and call H&R Block, and see about getting some of my money back.

:P
Cross your fingers.

Posted by hawkie at May 3, 2006 03:43 PM